David Anderson, BROKER, GRI, ABR
(713) 305-3320 |
Get A Home Loan
"I'll Find You A Home And The Loan!" http://www.PlatinumMortgageLending.net Click here to find new property! Platinum Mortgage Lending Email Me at David@DavidAndersonRealtor.com
Welcome to my website. You have made the right choice in choosing me to provide you with the stellar service that you deserve in purchasing your real estate property and securing your loan! Looking for and buying a home is an emotional experience. My job is to make this experience as smooth and enjoyable as possible. It is a time-consuming and complex process, and there are a few things that you can do to help make the process go as smoothly as possible. Check Your Credit Before you apply for a home loan, it is a good idea to obtain a copy of your credit report from the three major credit bureaus. If threre are errors or things that need to be addressed, it would be easier to take care of them before you find property that you would like to purchase. Here is the contact numbers for the three major credit bureaus: If you would like to check online, click here. Trans Union: 1-800-888-4213 Equifax: 1-800-685-1111 Experian: 1-800-311-4769 If there are inaccuracies, contact the creditor that filed the complaint, correct the error and ask that any credit bureaus involved be notified in writing. Be sure to document your efforts. If the credit bureau made the mistake, challenge it. By Federal law, it will have to delete the disputed information if it can't be confirmed. Both the credit bureau and the creditor who filed the derogatory information must help you resolve the issue in a timely manner, within 30 days. Develop an action plan to pay your bills on time and execute it. Contact your creditors to review your payment options and catch up with any late payments. Focus on ways to reduce your spending. Stop using credit cards. Paying down your credit cards balances will not only improve your credit rating over time, but you'll be in a better position to negotiate a lower interest rate for your cards. Let me assist you in getting your loan My services include not only assistance in assisting you in finding the right property, but also securing a loan. Whether you already have property that you are interested in purchasing, or looking for a home, land, or acreage, I will secure a lone for you! Please feel free to contact me by email or phone for superior service. Sincerely, David Anderson |
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